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FOAK: Private Med. Insurance

 
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wessie2

External


Since: Oct 29, 2004
Posts: 1860



(Msg. 31) Posted: Fri Feb 01, 2008 7:44 pm
Post subject: Re: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: uk>rec>motorcycles (more info?)

Adie <spam DeleteThis @bonwick.me.uk> wrote in
news:d0s6q39ojvvo0qr6skfllteghlr13etct1@4ax.com:

> DR <bluebandit DeleteThis @talktalk.net.invalid> :
>
>>On Fri, 01 Feb 2008 12:40:13 GMT, wessie <putmynamehere DeleteThis @tesco.net> is
>>alleged to have written:
>>
>>>I don't have this type of insurance now. A previous employer provided
>>>BUPA cover which I used to my advantage at times. My lad was
>>>asthmatic when younger, requiring a number of trips to A&E and
>>>subsequent overnight stays. Harrowing at the time, but in cash
>>>terms quite profitable due to the BUPA cash benefit.
>>
>>My employer provides optional BUPA cover, about which I am undecided.
>>As a T2 diabetic, diagnosed prior to joining BUPA, they will not treat
>>anything related to diabetes or its complications. Will they
>>therefore use that to get out of any treatment whatsoever, as the
>>diabetes will be a factor (either a cause or itself a complication) in
>>any medical problem I have, and is there any point me keeping the BUPA
>>cover, and being taxed on something which will be of little real
>>benefit to me?
>
> depends on what the company have agreed with Bupa. Our company has a
> clause that means that even if it was a prior illness its still
> covered.

I imagine your employer has a little more leverage with BUPA than George...

--
wessie at tesco dot net

BMW R1150GS

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DR

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Since: Oct 10, 2005
Posts: 324



(Msg. 32) Posted: Fri Feb 01, 2008 7:47 pm
Post subject: Re: Private Med. Insurance [Login to view extended thread Info.]
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DR

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Since: Oct 10, 2005
Posts: 324



(Msg. 33) Posted: Fri Feb 01, 2008 8:00 pm
Post subject: Re: Private Med. Insurance [Login to view extended thread Info.]
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boots

External


Since: Nov 10, 2007
Posts: 16



(Msg. 34) Posted: Sat Feb 02, 2008 9:24 am
Post subject: Re: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: uk>rec>motorcycles, others (more info?)

On Fri, 1 Feb 2008 17:23:18 -0000 in uk.rec.motorcycles, Doki says:

>He had the same thing with the £££s for every day spent in hospital. Again,
>there was a get out clause due to it being an emergency admission.

Odd, after an RTA my work provided private health care paid the
overnight allowance to my daughter for her stay in the NHS hospital.
They of course took details of the other parties insurers with a view
to reclaiming their costs. A child of one of my colleagues broke an
arm larking around with mates necessitating an overnight stay and
again the heath care coughed up.

--
Ian
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boots

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Since: Nov 10, 2007
Posts: 16



(Msg. 35) Posted: Sat Feb 02, 2008 9:26 am
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

On Thu, 31 Jan 2008 17:04:09 -0000 in uk.rec.motorcycles, Hog says:

>So in the opinion of the Froup what is worth having and what is shite.
>
>Bupa have sold all their hospitals to Spire and Nuffield most to BMI. Bupa
>only refer to a select list of establishments anyway.
>
>Are any of the insurers less cunty than the others, allowing free choice of
>Consultants etc.

I go with whatever comes via work, at the moment it's Cigna. Used
rarely, but they were happy enough to pay for my PFO check last year
and an MRI the year before.

--
Ian
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Ex-Pat Andy

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Since: Feb 02, 2008
Posts: 3



(Msg. 36) Posted: Sat Feb 02, 2008 9:56 am
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

"Champ" <news.RemoveThis@champ.org.uk> wrote in message
news:srh4q3p6uk3qjgfnug4mmntq0vtu691sgg@4ax.com...
> On Thu, 31 Jan 2008 17:04:09 -0000, "Hog" <hogSPAM.RemoveThis@freenetCHIPS.co.uk>
> wrote:
>
>>So in the opinion of the Froup what is worth having and what is shite.
>
> Why would I pay for something that I already get for free?

For treatment, I'd generally agree but for diagnostic procedures the NHS can
be woefully slow. A few years ago, the OH was having eye / balance
problems - the opthalmic specialist could find nothing wrong with the eye
itself so decided that we needed a scan (MRI, I think). The wait time for
the scan on the NHS was somewhere between 6 and 18 months, yet when BUPA was
mentioned we received an apology that there were no appointments for that
day, and would the next day be acceptable? Being selfish, I am glad we had
the scan quickly - the stress caused by not knowing whether there was a
neurological cause for her problems (MS was hinted at) was removed very
quickly.

While we were extremely relieved to get the all-clear, I was left wondering
why huge gulf in waiting times can be allowed to exist, especially since the
BUPA scan used the same equipment in the same hospital as the NHS scan.

--
Andy
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Wicked Uncle Nigel

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Since: May 02, 2005
Posts: 2202



(Msg. 37) Posted: Sat Feb 02, 2008 2:44 pm
Post subject: Re: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

Using the patented Mavis Beacon "Hunt&Peck" Technique,
boots DeleteThis @despammed.com typed
>On Fri, 1 Feb 2008 17:23:18 -0000 in uk.rec.motorcycles, Doki says:
>
>>He had the same thing with the £££s for every day spent in hospital. Again,
>>there was a get out clause due to it being an emergency admission.
>
>Odd, after an RTA my work provided private health care paid the
>overnight allowance to my daughter for her stay in the NHS hospital.
>They of course took details of the other parties insurers with a view
>to reclaiming their costs. A child of one of my colleagues broke an
>arm larking around with mates necessitating an overnight stay and
>again the heath care coughed up.

My company medical insurance coughed £100 a day for my stay in Barnet
last year.

--
Wicked Uncle Nigel - "He's hopeless, but he's honest"

My position was (and, to be honest, largely remains) one of complete ambiguity.
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wessie2

External


Since: Oct 29, 2004
Posts: 1860



(Msg. 38) Posted: Sat Feb 02, 2008 3:48 pm
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

"Ex-Pat Andy" <andy RemoveThis @the-ashworths.org.uk> wrote in
news:tx%oj.9931$HL1.2798@newsfe21.lga:


> While we were extremely relieved to get the all-clear, I was left
> wondering why huge gulf in waiting times can be allowed to exist,
> especially since the BUPA scan used the same equipment in the same
> hospital as the NHS scan.
>

Waiting times are a PITA but inevitable unless we pay much higher taxes so
that expensive equipment can lie idle "just in case".

The MRI scanner that your SO used is probably a joint venture between BUPA
& the NHS. Without such joint ventures much of the equipment used by the
NHS would not exist.

--
wessie at tesco dot net

BMW R1150GS
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Doki

External


Since: Mar 31, 2005
Posts: 98



(Msg. 39) Posted: Sat Feb 02, 2008 4:40 pm
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

wessie wrote:
> "Ex-Pat Andy" <andy.RemoveThis@the-ashworths.org.uk> wrote in
> news:tx%oj.9931$HL1.2798@newsfe21.lga:
>
>
>> While we were extremely relieved to get the all-clear, I was left
>> wondering why huge gulf in waiting times can be allowed to exist,
>> especially since the BUPA scan used the same equipment in the same
>> hospital as the NHS scan.
>>
>
> Waiting times are a PITA but inevitable unless we pay much higher
> taxes so that expensive equipment can lie idle "just in case".
>
> The MRI scanner that your SO used is probably a joint venture between
> BUPA & the NHS. Without such joint ventures much of the equipment
> used by the NHS would not exist.

Run the bloody things 24 hours like the Yanks do. It's the only sane way to
do things when you've got such massive plant costs.
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Buzby

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Since: Jan 23, 2004
Posts: 215



(Msg. 40) Posted: Sat Feb 02, 2008 5:45 pm
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

Ex-Pat Andy wibbled:

>
> "Champ" <news.TakeThisOut@champ.org.uk> wrote in message
> news:srh4q3p6uk3qjgfnug4mmntq0vtu691sgg@4ax.com...
> > On Thu, 31 Jan 2008 17:04:09 -0000, "Hog"
> > <hogSPAM.TakeThisOut@freenetCHIPS.co.uk> wrote:
> >
> > > So in the opinion of the Froup what is worth having and what is
> > > shite.
> >
> > Why would I pay for something that I already get for free?
>
> For treatment, I'd generally agree but for diagnostic procedures the
> NHS can be woefully slow. A few years ago, the OH was having eye /
> balance problems - the opthalmic specialist could find nothing wrong
> with the eye itself so decided that we needed a scan (MRI, I think).
> The wait time for the scan on the NHS was somewhere between 6 and 18
> months, yet when BUPA was mentioned we received an apology that there
> were no appointments for that day, and would the next day be
> acceptable? Being selfish, I am glad we had the scan quickly - the
> stress caused by not knowing whether there was a neurological cause
> for her problems (MS was hinted at) was removed very quickly.
>
> While we were extremely relieved to get the all-clear, I was left
> wondering why huge gulf in waiting times can be allowed to exist,
> especially since the BUPA scan used the same equipment in the same
> hospital as the NHS scan.

I think the NHS management probably couldn't organise a piss up in a
brewery [1] as was bourne out by Gerry Robinson's look at an 'orspital
and their working practices. I was really quite disturbing.

[1] swot happens when you get accountants to run things



--
Buzby
There's nothing more dangerous than a resourceful idiot
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Ex-Pat Andy

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Since: Feb 02, 2008
Posts: 3



(Msg. 41) Posted: Sat Feb 02, 2008 5:45 pm
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

"Buzby" <gb.RemoveThis@pumpupthe.net> wrote in message
news:60joh1F1pgt0uU1@mid.individual.net...
> Ex-Pat Andy wibbled:
>
>>
>> "Champ" <news.RemoveThis@champ.org.uk> wrote in message
>> news:srh4q3p6uk3qjgfnug4mmntq0vtu691sgg@4ax.com...
>> > On Thu, 31 Jan 2008 17:04:09 -0000, "Hog"
>> > <hogSPAM.RemoveThis@freenetCHIPS.co.uk> wrote:
>> >
>> > > So in the opinion of the Froup what is worth having and what is
>> > > shite.
>> >
>> > Why would I pay for something that I already get for free?
>>
>> For treatment, I'd generally agree but for diagnostic procedures the
>> NHS can be woefully slow. A few years ago, the OH was having eye /
>> balance problems - the opthalmic specialist could find nothing wrong
>> with the eye itself so decided that we needed a scan (MRI, I think).
>> The wait time for the scan on the NHS was somewhere between 6 and 18
>> months, yet when BUPA was mentioned we received an apology that there
>> were no appointments for that day, and would the next day be
>> acceptable? Being selfish, I am glad we had the scan quickly - the
>> stress caused by not knowing whether there was a neurological cause
>> for her problems (MS was hinted at) was removed very quickly.
>>
>> While we were extremely relieved to get the all-clear, I was left
>> wondering why huge gulf in waiting times can be allowed to exist,
>> especially since the BUPA scan used the same equipment in the same
>> hospital as the NHS scan.
>
> I think the NHS management probably couldn't organise a piss up in a
> brewery [1] as was bourne out by Gerry Robinson's look at an 'orspital
> and their working practices. I was really quite disturbing.
>
> [1] swot happens when you get accountants to run things

<DING><DING><DING>

There are too many accountants trying to control non-controllable
expenditure - the NHS and the Armed Forces are two prominent examples that
affect many today, and the recent cuts into Science research will continue
to affect the UK for many years into the future.

--
Andy
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wessie2

External


Since: Oct 29, 2004
Posts: 1860



(Msg. 42) Posted: Sat Feb 02, 2008 5:59 pm
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

"Doki" <mrdoki RemoveThis @gmail.com> wrote in
news:60jko3F1r1hrrU1@mid.individual.net:

> wessie wrote:
>> "Ex-Pat Andy" <andy RemoveThis @the-ashworths.org.uk> wrote in
>> news:tx%oj.9931$HL1.2798@newsfe21.lga:
>>
>>
>>> While we were extremely relieved to get the all-clear, I was left
>>> wondering why huge gulf in waiting times can be allowed to exist,
>>> especially since the BUPA scan used the same equipment in the same
>>> hospital as the NHS scan.
>>>
>>
>> Waiting times are a PITA but inevitable unless we pay much higher
>> taxes so that expensive equipment can lie idle "just in case".
>>
>> The MRI scanner that your SO used is probably a joint venture between
>> BUPA & the NHS. Without such joint ventures much of the equipment
>> used by the NHS would not exist.
>
> Run the bloody things 24 hours like the Yanks do. It's the only sane
> way to do things when you've got such massive plant costs.
>
>

I'm sure they do for emergency use. I'm not sure those people having
elective procedures would be too keen on turning up for a scan at 3am. Then
there are the preventative maintenance schedules which take place during
off-peak hours. The rooms have to be cleaned...so 24 hour operation of the
plant is impractical

--
wessie at tesco dot net

BMW R1150GS
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geoff

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Since: Sep 19, 2007
Posts: 81



(Msg. 43) Posted: Sat Feb 02, 2008 9:27 pm
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

In message <Xns9A38B744894EDwtymmmsas.DeleteThis@80.5.182.99>, wessie
<putmynamehere.DeleteThis@tesco.net> writes
>"Doki" <mrdoki.DeleteThis@gmail.com> wrote in
>news:60jko3F1r1hrrU1@mid.individual.net:
>
>> wessie wrote:
>>> "Ex-Pat Andy" <andy.DeleteThis@the-ashworths.org.uk> wrote in
>>> news:tx%oj.9931$HL1.2798@newsfe21.lga:
>>>
>>>
>>>> While we were extremely relieved to get the all-clear, I was left
>>>> wondering why huge gulf in waiting times can be allowed to exist,
>>>> especially since the BUPA scan used the same equipment in the same
>>>> hospital as the NHS scan.
>>>>
>>>
>>> Waiting times are a PITA but inevitable unless we pay much higher
>>> taxes so that expensive equipment can lie idle "just in case".
>>>
>>> The MRI scanner that your SO used is probably a joint venture between
>>> BUPA & the NHS. Without such joint ventures much of the equipment
>>> used by the NHS would not exist.
>>
>> Run the bloody things 24 hours like the Yanks do. It's the only sane
>> way to do things when you've got such massive plant costs.
>>
>>
>
>I'm sure they do for emergency use. I'm not sure those people having
>elective procedures would be too keen on turning up for a scan at 3am.

It might depend on whether it was 3am or wait 6 months +

>Then
>there are the preventative maintenance schedules which take place during
>off-peak hours. The rooms have to be cleaned...so 24 hour operation of the
>plant is impractical

And having the qualified staff available to man it

>

So how many hours a day, typically would a NHS hospital MRI scanner be
in operation for ?


--
geoff
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Ex-Pat Andy

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Since: Feb 02, 2008
Posts: 3



(Msg. 44) Posted: Sat Feb 02, 2008 9:31 pm
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

"Colin Irvine" <Colin.Irvine.TakeThisOut@seebottomof.home.page> wrote in message
news:844aq3h6mum31ahamckbs03v3jj6n2g95o@4ax.com...
> On Sat, 2 Feb 2008 19:50:35 -0500, "Ex-Pat Andy"
> <andy.TakeThisOut@the-ashworths.org.uk> squeezed out the following:
>
>
> Looking at this, and your other contribution to this thread, it seems
> an understanding of NHS finance continues to elude you. Not a problem
> for you, though.

But it should, in an ideal world, be simple - we pay for a service through
taxes, and it is avaialble for use when needed asssuming that capacity and
staffing supports - the "free-market" philosophy is a singular failure when
it comes to application to the NHS (or defence for that matter).

And you're right, its no longer an issue - it still pisses me off how my tax
dollars, er quids, are spent, and yes, depsite no longer being in the UK, I
am still a UK taxpayer to a limited extent.

--
Andy
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Colin Irvine

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Since: Dec 20, 2007
Posts: 72



(Msg. 45) Posted: Sun Feb 03, 2008 8:53 am
Post subject: Re: FOAK: Private Med. Insurance [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)

On Sat, 2 Feb 2008 21:31:16 -0500, "Ex-Pat Andy"
<andy RemoveThis @the-ashworths.org.uk> squeezed out the following:

>
>"Colin Irvine" <Colin.Irvine RemoveThis @seebottomof.home.page> wrote in message
>news:844aq3h6mum31ahamckbs03v3jj6n2g95o@4ax.com...
>> On Sat, 2 Feb 2008 19:50:35 -0500, "Ex-Pat Andy"
>> <andy RemoveThis @the-ashworths.org.uk> squeezed out the following:
>>
>>
>> Looking at this, and your other contribution to this thread, it seems
>> an understanding of NHS finance continues to elude you. Not a problem
>> for you, though.
>
>But it should, in an ideal world, be simple - we pay for a service through
>taxes, and it is avaialble for use when needed asssuming that capacity and
>staffing supports - the "free-market" philosophy is a singular failure when
>it comes to application to the NHS (or defence for that matter).

Now there I would agree with you. However, the purchaser-provider
split 15 years ago did a lot of good at the time, and would be
difficult to reverse.

--
Colin Irvine
YZF1000R BOF#33 BONY#34 COFF#06 BHaLC#5
http://www.colinandpat.co.uk
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