FOAK: Private Med. Insurance

On Fri, 1 Feb 2008 00:10:19 -0000, "Hog" <hogSPAM.TakeThisOut@freenetCHIPS.co.uk>
wrote:

>Champ wrote:
>> On Thu, 31 Jan 2008 17:04:09 -0000, "Hog" <hogSPAM.TakeThisOut@freenetCHIPS.co.uk>
>> wrote:
>>
>>> So in the opinion of the Froup what is worth having and what is
>>> shite.
>>
>> Why would I pay for something that I already get for free?
>
>That shows a lack of knowledge in the situation out there. TBF you haven't
>had to call on said services so why would you know.

A brief google might show you to be wrong.
--
Champ
I don't know, but I been told, you never slow down, you never get old
ZX10R | GPz750turbo | GSX-R600 (race)
neal at champ dot org dot uk
 >> Stay informed about: FOAK: Private Med. Insurance 

Champ wrote:
>
> On Thu, 31 Jan 2008 17:04:09 -0000, "Hog" <hogSPAM RemoveThis @freenetCHIPS.co.uk>
> wrote:
>
> >So in the opinion of the Froup what is worth having and what is shite.
>
> Why would I pay for something that I already get for free?

Define "free" ?

I pay for 40% of mine.

--
ogden
sv650 & rgv250
 >> Stay informed about: FOAK: Private Med. Insurance 

Andy Bonwick wrote:
> On Fri, 1 Feb 2008 00:10:19 -0000, "Hog" <hogSPAM DeleteThis @freenetCHIPS.co.uk>
> wrote:
>
>> Champ wrote:
>>> On Thu, 31 Jan 2008 17:04:09 -0000, "Hog"
>>> <hogSPAM DeleteThis @freenetCHIPS.co.uk> wrote:
>>>
>>>> So in the opinion of the Froup what is worth having and what is
>>>> shite.
>>>
>>> Why would I pay for something that I already get for free?
>>
>> That shows a lack of knowledge in the situation out there. TBF you
>> haven't had to call on said services so why would you know.
>
> It's obviously a funding issue so perhaps the NHS shouldn't waste so
> much of their money on contractors?

Heh, fortunately I'm not an NHS contractor, that's Bear.

--
Hog
'03 ST4S '96 Bastard12 '89 R100RS '81 XS650 '78 RD400
 >> Stay informed about: FOAK: Private Med. Insurance 

Champ wrote:
> On Fri, 1 Feb 2008 00:10:19 -0000, "Hog" <hogSPAM.DeleteThis@freenetCHIPS.co.uk>
> wrote:
>
>> Champ wrote:
>>> On Thu, 31 Jan 2008 17:04:09 -0000, "Hog"
>>> <hogSPAM.DeleteThis@freenetCHIPS.co.uk> wrote:
>>>
>>>> So in the opinion of the Froup what is worth having and what is
>>>> shite.
>>>
>>> Why would I pay for something that I already get for free?
>>
>> That shows a lack of knowledge in the situation out there. TBF you
>> haven't had to call on said services so why would you know.
>
> A brief google might show you to be wrong.

Sometimes I prefer experience to Google!

--
Hog
'03 ST4S '96 Bastard12 '89 R100RS '81 XS650 '78 RD400
 >> Stay informed about: FOAK: Private Med. Insurance 

On Fri, 1 Feb 2008 10:22:01 -0000, "Hog" <hogSPAM.RemoveThis@freenetCHIPS.co.uk>
wrote:

>Champ wrote:
>> On Fri, 1 Feb 2008 00:10:19 -0000, "Hog" <hogSPAM.RemoveThis@freenetCHIPS.co.uk>
>> wrote:
>>
>>> Champ wrote:
>>>> On Thu, 31 Jan 2008 17:04:09 -0000, "Hog"
>>>> <hogSPAM.RemoveThis@freenetCHIPS.co.uk> wrote:
>>>>
>>>>> So in the opinion of the Froup what is worth having and what is
>>>>> shite.
>>>>
>>>> Why would I pay for something that I already get for free?
>>>
>>> That shows a lack of knowledge in the situation out there. TBF you
>>> haven't had to call on said services so why would you know.
>>
>> A brief google might show you to be wrong.
>
>Sometimes I prefer experience to Google!

Whoosh. A google about me, you twit.
--
Champ
I don't know, but I been told, you never slow down, you never get old
ZX10R | GPz750turbo | GSX-R600 (race)
neal at champ dot org dot uk
 >> Stay informed about: FOAK: Private Med. Insurance 

Champ wrote:
> On Fri, 1 Feb 2008 10:22:01 -0000, "Hog" <hogSPAM RemoveThis @freenetCHIPS.co.uk>
> wrote:
>
>> Champ wrote:
>>> On Fri, 1 Feb 2008 00:10:19 -0000, "Hog"
>>> <hogSPAM RemoveThis @freenetCHIPS.co.uk> wrote:
>>>
>>>> Champ wrote:
>>>>> On Thu, 31 Jan 2008 17:04:09 -0000, "Hog"
>>>>> <hogSPAM RemoveThis @freenetCHIPS.co.uk> wrote:
>>>>>
>>>>>> So in the opinion of the Froup what is worth having and what is
>>>>>> shite.
>>>>>
>>>>> Why would I pay for something that I already get for free?
>>>>
>>>> That shows a lack of knowledge in the situation out there. TBF you
>>>> haven't had to call on said services so why would you know.
>>>
>>> A brief google might show you to be wrong.
>>
>> Sometimes I prefer experience to Google!
>
> Whoosh. A google about me, you twit.

Sorry but "google" has become the generally accepted for a general internet
search.
"Google the NG" would have pointed me in the right direction.
So are you talking about your wisdom tooth IIRC? how many years ago was
that?

I will rest on the following:

Recuperation: massively lower rates of acquired hospital infections, in
Yorkshire and NI at least
Recuperation: individual rooms rather than wards full of plebs and their
disgusting visitors
Consultants: choose which one
Consultants: see the same each time
Treatment: I choose when within reason
Treatment: check-up regime which the NHS does not offer
Physio: very limited under NHS in NI and Yorkshire
Food: I rest my case

So with good private healthcare I get the best of the private sector and the
best of the NHS. Bit of a no brainer (I hate that term).

So me, with diabetes, has been quoted eighty something a month for Bupa's
top level policy. For that money why wouldn't you.

--
Hog
'03 ST4S '96 Bastard12 '89 R100RS '81 XS650 '78 RD400
 >> Stay informed about: FOAK: Private Med. Insurance 

"Doki" <mrdoki DeleteThis @gmail.com> wrote in
news:60fte6F1p4llqU1@mid.individual.net:

>
> "Hog" <hogSPAM DeleteThis @freenetCHIPS.co.uk> wrote in message
> news:60edccF1phtbgU1@mid.individual.net...
>> So in the opinion of the Froup what is worth having and what is
>> shite.
>>
>> Bupa have sold all their hospitals to Spire and Nuffield most to BMI.
>> Bupa only refer to a select list of establishments anyway.
>>
>> Are any of the insurers less cunty than the others, allowing free
>> choice of Consultants etc.
>
> God knows. A mate of mine had Meningitis, and wasn't covered by his
> medical insurance as he'd gone to casualty so it was classed by them
> as an emergency. IMO there's too many get out clauses...
>

WTF?

The primary reason for this type of insurance is to queue jump NHS waiting
lists for elective procedures.

It would be uneconomic and irrational for private health insurers to
duplicate emergency services in the UK.

If your mate had treatment that required an overnight stay in an NHS
hospital then he could, with some insurance products, claim a cash benefit
of, typically, £100 per night.

I don't have this type of insurance now. A previous employer provided BUPA
cover which I used to my advantage at times. My lad was asthmatic when
younger, requiring a number of trips to A&E and subsequent overnight stays.
Harrowing at the time, but in cash terms quite profitable due to the BUPA
cash benefit.

--
wessie at tesco dot net

BMW R1150GS
 >> Stay informed about: FOAK: Private Med. Insurance 

On Fri, 1 Feb 2008 12:07:13 -0000, "Hog" <hogSPAM RemoveThis @freenetCHIPS.co.uk>
wrote:

>>>>>> Why would I pay for something that I already get for free?
>>>>>
>>>>> That shows a lack of knowledge in the situation out there. TBF you
>>>>> haven't had to call on said services so why would you know.
>>>>
>>>> A brief google might show you to be wrong.
>>>
>>> Sometimes I prefer experience to Google!
>>
>> Whoosh. A google about me, you twit.

>"Google the NG" would have pointed me in the right direction.
>So are you talking about your wisdom tooth IIRC? how many years ago was
>that?

er, the wisdom tooth was 4+ years ago, the eye infection 2~3

>Recuperation: massively lower rates of acquired hospital infections, in
>Yorkshire and NI at least
>Recuperation: individual rooms rather than wards full of plebs and their
>disgusting visitors

*My* visitors are disgusting

>Consultants: choose which one

How would I know hot to make such a choice

>Consultants: see the same each time
>Treatment: I choose when within reason
>Treatment: check-up regime which the NHS does not offer
>Physio: very limited under NHS in NI and Yorkshire
>Food: I rest my case

It won't surprise you to know that I've never had a problem with
hospital food. And anyway, as soon as you are able to complain about
it, you're well enough to go home.

>So with good private healthcare I get the best of the private sector and the
>best of the NHS. Bit of a no brainer (I hate that term).
>
>So me, with diabetes, has been quoted eighty something a month for Bupa's
>top level policy. For that money why wouldn't you.

I could probably thing of several dozen things I'd rather spend 80
quid a month on.
--
Champ
I don't know, but I been told, you never slow down, you never get old
ZX10R | GPz750turbo | GSX-R600 (race)
neal at champ dot org dot uk
 >> Stay informed about: FOAK: Private Med. Insurance 

On Fri, 1 Feb 2008 12:07:13 -0000, "Hog" <hogSPAM.DeleteThis@freenetCHIPS.co.uk>
squeezed out the following:


>Recuperation: massively lower rates of acquired hospital infections, in
>Yorkshire and NI at least
>Recuperation: individual rooms rather than wards full of plebs and their
>disgusting visitors
>Consultants: choose which one
>Consultants: see the same each time
>Treatment: I choose when within reason
>Treatment: check-up regime which the NHS does not offer
>Physio: very limited under NHS in NI and Yorkshire
>Food: I rest my case
>
>So with good private healthcare I get the best of the private sector and the
>best of the NHS. Bit of a no brainer (I hate that term).
>
>So me, with diabetes, has been quoted eighty something a month for Bupa's
>top level policy. For that money why wouldn't you.

Take out of that what a decent NHS hospital offers anyway, add in the
disadvantages of private hospitals (like what happens when you arrest
on the table) and I'd happily pay a goodly sum each year to avoid what
you're spending nearly a grand to obtain. Funny old world, innit.

--
Colin Irvine
YZF1000R BOF#33 BONY#34 COFF#06 BHaLC#5
http://www.colinandpat.co.uk
 >> Stay informed about: FOAK: Private Med. Insurance 

"wessie" <putmynamehere.TakeThisOut@tesco.net> wrote in message
news:Xns9A378121A447Cwtymmmsas@80.5.182.99...
> "Doki" <mrdoki.TakeThisOut@gmail.com> wrote in
> news:60fte6F1p4llqU1@mid.individual.net:
>
>>
>> "Hog" <hogSPAM.TakeThisOut@freenetCHIPS.co.uk> wrote in message
>> news:60edccF1phtbgU1@mid.individual.net...
>>> So in the opinion of the Froup what is worth having and what is
>>> shite.
>>>
>>> Bupa have sold all their hospitals to Spire and Nuffield most to BMI.
>>> Bupa only refer to a select list of establishments anyway.
>>>
>>> Are any of the insurers less cunty than the others, allowing free
>>> choice of Consultants etc.
>>
>> God knows. A mate of mine had Meningitis, and wasn't covered by his
>> medical insurance as he'd gone to casualty so it was classed by them
>> as an emergency. IMO there's too many get out clauses...
>>
>
> WTF?
>
> The primary reason for this type of insurance is to queue jump NHS waiting
> lists for elective procedures.
>
> It would be uneconomic and irrational for private health insurers to
> duplicate emergency services in the UK.
>
> If your mate had treatment that required an overnight stay in an NHS
> hospital then he could, with some insurance products, claim a cash benefit
> of, typically, £100 per night.
>
> I don't have this type of insurance now. A previous employer provided BUPA
> cover which I used to my advantage at times. My lad was asthmatic when
> younger, requiring a number of trips to A&E and subsequent overnight
> stays.
> Harrowing at the time, but in cash terms quite profitable due to the BUPA
> cash benefit.

He had the same thing with the £££s for every day spent in hospital. Again,
there was a get out clause due to it being an emergency admission.
 >> Stay informed about: FOAK: Private Med. Insurance 

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 >> Stay informed about: FOAK: Private Med. Insurance 

DR <bluebandit.DeleteThis@talktalk.net.invalid> wrote in
news:uvn6q3lhcjveaco841mc2qn8j358ug14ev@4ax.com:

> On Fri, 01 Feb 2008 12:40:13 GMT, wessie <putmynamehere.DeleteThis@tesco.net> is
> alleged to have written:
>
>>I don't have this type of insurance now. A previous employer provided
>>BUPA cover which I used to my advantage at times. My lad was asthmatic
>>when younger, requiring a number of trips to A&E and subsequent
>>overnight stays. Harrowing at the time, but in cash terms quite
>>profitable due to the BUPA cash benefit.
>
> My employer provides optional BUPA cover, about which I am undecided.
> As a T2 diabetic, diagnosed prior to joining BUPA, they will not treat
> anything related to diabetes or its complications. Will they
> therefore use that to get out of any treatment whatsoever, as the
> diabetes will be a factor (either a cause or itself a complication) in
> any medical problem I have, and is there any point me keeping the BUPA
> cover, and being taxed on something which will be of little real
> benefit to me?
>
>

Dunno. Shortly after I was made core staff at Xerox my son was born. This
was a big factor in my decision to take the BUPA cover, which included
cover for family. I received the cashback mentioned above for his asthma
admissions and he had elective surgery immediately, rather than wait 18
months for it on the NHS.

I'm out of touch with the cost of these products. IIRC, I was taxed on
about £400 worth of "benefit in kind", so well under a tenner a month at
basic rate tax. That was 6 years ago, though.

--
wessie at tesco dot net

BMW R1150GS
 >> Stay informed about: FOAK: Private Med. Insurance 

This message is not archived
 >> Stay informed about: FOAK: Private Med. Insurance